KYC Norms

Features

Documents

Accounts of Individuals

Identity and Address Proof

(i) Passport
(ii) PAN card
(iii) Voter's Identity Card
(iv) Driving licence
(v) Adhar Card
(vi) NREGA Card

Officially valid documents for low risk customers

Identify Proof -
i)Identity card with applicant’s photograph issued by Central/ State Government Departments, Statutory/ Regulatory Authorities, Public Sector Undertakings, Scheduled
Commercial Banks, and Public Financial Institutions;

ii)Letter issued by a Gazetted officer, with a duly attested photograph of the person

Address Proof-
i)Utility bill, which is not more than two months old, of any service provider (electricity, telephone, post-paid mobile phone, piped gas, water bill);

ii)Property or Municipal Tax receipt;

iii)Bank account or Post Office savings bank account statement;

iv)Pension or family Pension Payment Orders (PPOs) issued to retired employees by Government Departments or Public Sector Undertakings, if they contain the address;

v)Letter of allotment of accommodation from employer issued by State or Central Government departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies. Similarly, leave and license agreements with such employers allotting official accommodation; and

vi) Documents issued by Government departments of foreign jurisdictions or letter issued by Foreign Embassy or Mission in India.