Deposits

Savings Account(click for details)

A Savings Account may be opened by Individuals, HUFs and Trust.
Features:
Any Branch Banking (ABB).
ATM facility / Debit cum ATM card
Demand Draft (Local and Outstation).
RTGS/NEFT
Nomination facility available
DICGC Insurance facility
Personalized cheque books as per CTS standards
Basic Saving account (No Frills account)
Students Saving account
Saving accounts for Minor
Transaction alerts by SMS


Current Account(click for details)

Current A/cs may be opened by Businessmen/Proprietorship/Partnership Firms/Public or
Private Companies.

Features:
Customer can deposit or withdraw the amount as many times required
Minimum Balance to be maintained is Rs.2000/- for Individuals
Minimum Balance to be maintained is Rs.5000/- for Firms,Companies.
Account will be operated by Authorized Signatories
Any Branch Banking (ABB).
Demand Draft (Local and Outstation).
RTGS/NEFT
DICGC Insurance facility
Personalized cheque books as per CTS standards


Samruddhi Thev*(click for details)

Period of Deposit 1 year to 10 years
Minimum Amount of Deposit Rs.100/-
Additional Interest Rate for Senior Citizen 0.25%
Benefits Re-investment
Interest Payment Quarterly Compounding,
Interest payable on maturity
Pledging of Deposit Allowed
Premature Withdrawal Allowed


Amrut Mahotsavi Damduppat Thev*(click for details)

Period of Deposit 7 Years 6 Months 29 Days
Minimum Amount of Deposit Rs.10000/-
Additional Interest Rate for Senior Citizen 0.25%
Benefits Re-investment
Interest Payment Quarterly Compounding,
Interest payable on maturity
Pledging of Deposit Allowed
Premature Withdrawal Allowed


Amrut Mahotsavi Lakshadhish Thev*(click for details)

Period of Deposit 5 Years
Minimum Amount of Deposit Rs.63350/-
Maturity Value Rs.100000/-
Additional Interest Rate for Senior Citizen 0.25%
Benefits Re-investment
Interest Payment Quarterly Compounding,
Interest payable on maturity
Pledging of Deposit Allowed
Premature Withdrawal Allowed


Recurring Lakhpati Thev*(click for details)

Period of Deposit 5 Years
Monthly Installment Rs. 1310/-
Maturity Value Rs.100000/-
Additional Interest Rate for Senior Citizen 0.25%
Benefits Re-investment
Interest Payment Quarterly Compounding,
Interest payable on maturity
Pledging of Deposit Allowed
Premature Withdrawal Allowed


80 C Deposit(click for details)

Period of Deposit 5 Years
Minimum Amount of Deposit Rs. 100/-
Maximum Amount of Deposit Rs.150000/-
Rate of Interest 9.75%
Benefits Tax Benefit u/s 80 C of Income Tax act
Pledging of Deposit Not Allowed
Premature Withdrawal Not Allowed


Nirantar Yogakshem Deposit*(click for details)

Scheme 1. Deposit in multiples of Rs. 50/-
2. Get life time monthly refund of
monthly deposit contribution
Period of Deposit

91 Months

(88 Months for Senior Citizen)

Minimum Amount of Deposit Rs. 50/- per month
Benefits 1. Can be broken before the term
2. One time withdrawal is allowed
After the term)
Pledging of Deposit Allowed
Premature Withdrawal Allowed


Unfixed deposit Thev*(click for details)

Period of Deposit 15 Days to 1 Year
Minimum Amount of Deposit Rs. 1500000/-
Rate of Interest 8.00%
Maximum Amount of Deposit Rs.10000000/-
Benefits No penalty if broken before maturity
after 15 Days
Interest Payment Simple Interest
Pledging of Deposit Allowed
Premature Withdrawal Allowed


Recurring Thev*(click for details)

Period of Deposit 1 Year to 10 years
Monthly Installment Deposit in Multiple 1 & in Rs. 100/-
Additional Interest Rate for Senior Citizen 0.25%
Benefits Re-investment
Interest Payment Quarterly Compounding,
Interest payable on maturity
Pledging of Deposit Allowed
Premature Withdrawal Allowed


Monthly Interest Deposit*(click for details)

Period of Deposit 1 Year to 10 years
Minimum Amount of Deposit Rs.100/-
Additional Interest Rate for Senior Citizen 0.25%
Benefits Monthly Interest
Interest Payment Simple Interest
Pledging of Deposit Allowed
Premature Withdrawal Allowed


Bachat Nidhi (Pigmy) Deposit*(click for details)

Period of Deposit 1 Year
Minimum Amount of Deposit Rs.10/-
Interest Payment Simple Interest
Pledging of Deposit Allowed
Premature Withdrawal Allowed


Zatpat Lakhapati (Recurring Scheme)*(click for details)

Period of Deposit 30 Months
Minimum Amount of Deposit Rs.3000/-
Maturity Amount Rs. 101177/-
Additional Interest Rate for Senior Citizen 0.25%
Pledging of Deposit Allowed
Premature Withdrawal Allowed


Sukanya Samrudhi Thev Yojana*(click for details)

Period of Deposit Upto 20th Age of Girl child of 3 months to 10 years age
Minimum Amount of Deposit Based on the age
Maturity Amount Rs. 100000/-
Rate of Interest 10%


SUB Premium Saving Scheme*(click for details)

Minimum Amount of Deposit Rs. 200000
Rate of Interest 7%


Get additional 1% interest on one time deposit of Rs. 25 lakhs or more (Applicable only for Individuals)
Auto Renewal facility for Deposits is available

* Maturity amount is subject to Tax

* Conditions apply