Have you heard of a small account?
Even without proof of identity and address, open a savings bank's small account by submitting a recent photograph and signature. Enjoy account balance of Rs.50000/-, withdrawal up to Rs.10, 000/- per month and total credits of up to Rs 1 lakh per financial year.
Don't you know your credit score?
Individuals having credit history can get one free full credit report including credit score,once in a year (January - December) from any of the four credit information companies (TransUnion CIBIL, Equifax, Experian or CRIF High Mark).
Failed ATM withdrawal transaction due to non-dispensation of cash?
Contact card issuing bank to resolve the issue. If your bank does not resolve your complaint within a month, approach RBI's Banking Ombudsman@ https://bankingombudsman.rbi.org.in
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